A Design Thinking Approach to the Design and Development of the MoneyMate Website for Personal Financial Management

Abstract

Money Mate is a web-based personal finance management application designed to assist users in efficiently recording and managing their daily financial transactions. This study applies the design thinking method, which includes the stages of empathy, problem definition, ideation, prototyping, and testing. The development process was based on the author’s personal experience of difficulties in tracking income and expenses. The resulting application features core functions such as transaction recording, real-time display of total income, total expenses, balance summary, and graphical financial reports. Testing indicates that the application meets user needs and can improve financial awareness and literacy. This application is expected to be an effective solution in supporting personal financial management and has the potential for further development using advanced technologies.